India post office Fixed Deposit means National Savings Time Deposit(TD) or Post Office Time Deposit Account (TD). Post office FD is payable yearly but calculated quarterly. It is not just a simple interest but compounding frequency is quarterly. The maximum period of TD in the post office is 5 years. Here is the Post Office FD Calculator.
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What is the list of your daily expenses?
Do you know what are your daily expenses? How to calculate your daily expenses? What is the list of your daily expenses?